Signzy vs Middesk: Comparing Features, Pros, Cons, and Pricing

Middesk does one thing – business verification. And they’re pretty good at it.

We do business verification too, plus everything else. People, documents, whatever. For us, business verification is just another Tuesday.

The real question isn’t who’s better at KYB – we both handle it fine. It’s whether you want a specialist who only thinks about business verification, or a platform where business verification is part of a bigger toolkit.

Maybe you start needing business verification but later realize you also need to verify the business owners. Or check documents. Or handle international entities.

With Middesk, you’d need another platform. With us, you already have it.

But hey, maybe you really only need business verification and want someone obsessing over just that. Fair enough.

Let’s see how this actually plays out in practice.

Signzy vs Middesk Quick Glance

Signzy

Platform Overview

Signzy is a global identity verification platform that serves both individual (KYC) and business (KYB) verification needs across 180+ countries. Built as an enterprise-grade solution, Signzy provides an integrated ecosystem of 340+ APIs covering everything from basic identity verification to advanced credit underwriting and AML transaction monitoring.

The platform has established itself as a trusted partner for 10+ Fortune 30 companies, major banks, and large enterprises worldwide while maintaining the flexibility to serve mid-market businesses efficiently. 

Signzy’s approach combines global reach with deep regional expertise, making it particularly valuable for enterprises operating across multiple jurisdictions and emerging markets.

Feature Suite

1. Global Identity Verification: Comprehensive KYC with document verification across 200+ ID types, biometric verification, liveness detection, and deepfake prevention across 180+ countries with 50+ language OCR support.
2. International Business Verification: Global KYB capabilities with company registration verification, beneficial ownership identification, compliance screening, and cross-border regulatory adherence.
3. Financial Services Integration: Bank account verification, AML transaction monitoring, real-time fraud detection, and comprehensive financial risk assessment.
4. Enterprise Developer Experience: 340+ plug-and-play APIs, no-code workflow builder, enterprise SDK support, dedicated account management, and 24/7 technical support with SLA guarantees.
5. Enterprise Compliance & Security: Banking-grade security, multi-jurisdictional regulatory compliance, GDPR adherence, automated compliance reporting, and audit trail management.

Pros

• Global enterprise platform: Single vendor solution for all verification needs across multiple countries and jurisdictions
• Proven enterprise scale: Trusted by Fortune 30 companies and major financial institutions globally
• Comprehensive feature set: End-to-end verification ecosystem from KYC to KYB to financial underwriting
• Enterprise innovation: Gartner-recognized features like One Touch KYC and industry-leading AI capabilities

Cons

• Implementation complexity: Comprehensive feature set may require longer initial setup for full utilization

Pricing

Signzy operates with no monthly platform fees or minimum commitments. You’re charged only for successful API calls, whether that’s a single document verification or a complete KYB check. 

This approach works for everyone from startups processing a few verifications monthly to enterprises handling millions of transactions.

Middesk

Platform Overview

Middesk is the leading U.S. business verification platform, specializing exclusively in Know Your Business (KYB) verification for American companies. Founded by ex-Checkr employees and backed by top-tier VCs including Sequoia Capital and Accel, Middesk has established itself as the gold standard for U.S. business identity verification.

The platform maintains direct connections to every Secretary of State office, the IRS, and hundreds of government agencies, enabling verification of 100% of registered U.S. businesses. Middesk’s strength lies in its deep integration with U.S. government data sources and comprehensive business intelligence capabilities.

Feature Suite

1. U.S. Business Verification: Complete business identity verification with direct government data connections, TIN/EIN validation, and Secretary of State filing verification covering 100% of registered U.S. businesses.
2. Advanced Risk Assessment: AI models for compliance, fraud, and credit risk detection based on extensive business database patterns and government data analysis.
3. Real-time Monitoring: Automated notifications for business status changes, compliance updates, risk profile modifications, and regulatory filing changes.
4. Government API Integrations: Direct connections to Secretary of State offices, IRS, and municipal agencies for authoritative, real-time data access.

Pros

• Data authority: Direct government partnerships provide the most authoritative U.S. business data available
• Enterprise automation: Significant automation improvements for high-volume U.S. business onboarding workflows
• Regulatory alignment: Purpose-built for U.S. compliance frameworks and regulatory requirements
• Data freshness: 92% of business records updated within 10 days through direct government connections

Cons

• Geographic limitation: U.S.-only coverage severely limits global enterprise applicability
• Limited scope: Focused only on business verification, requiring additional vendors for individual verification
• Individual verification gaps: Minimal KYC capabilities, relies on third-party partnerships for person verification
• Platform dependency: Single-country focus creates vendor risk for global enterprises

Pricing

Middesk uses a custom enterprise pricing model based on verification volume and feature requirements. The platform offers tiered packages with additional services for enhanced due diligence, document retrieval, and ongoing monitoring. Pricing reflects premium positioning and comprehensive U.S. government data access, typically requiring significant volume commitments for optimal rates.

Why Choose Signzy Over Middesk?

Middesk’s U.S.-only coverage becomes a significant limitation the moment you need to verify customers in other markets. Signzy gives you the same quality U.S. business verification while covering 180+ countries, so you’re not stuck rebuilding your verification stack when you expand.

The bigger advantage is platform consolidation. Instead of juggling separate vendors for individual verification, business verification, and financial services, Signzy handles everything through one integration. For most businesses, especially those in fintech or financial services, that operational simplicity alone justifies the choice.